Terms of Service

Quote-request service

Ever Life Quotes provides an online service for requesting and comparing term life insurance information. We are not an insurance carrier, and use of this website does not create an insurance contract or guarantee coverage.

Estimates and eligibility

Rates displayed during the quote experience are estimates based on the information you provide. Final rates, benefits, underwriting decisions, eligibility, waiting periods, and coverage terms are determined by the applicable carrier and may differ from the estimate shown.

Your responsibilities

You agree to provide accurate, current information and to use this site only for a genuine personal quote request. You may not interfere with the site, submit information for another person without permission, attempt unauthorized access, or use automated systems to abuse the service.

Consent to contact

By checking the consent box and submitting the form, you authorize Ever Life Quotes and its licensed insurance partners to contact you about your request as described beside the form. Consent is not a condition of buying insurance. You may revoke text-message consent by replying STOP.

No professional advice

Information on this website is general advertising information and is not legal, tax, financial, or medical advice. Review policy documents and speak with a licensed insurance professional before making a coverage decision.

Availability

Products and services are not available in every state. The funnel currently does not accept New York requests. We may change, suspend, or discontinue parts of the service when necessary.

Third-party services

The site may rely on carriers, agents, analytics providers, advertising platforms, and hosting services. Their products, policies, and availability are controlled by those third parties.

Disclaimer and limitation

The site is provided on an “as available” basis to the extent permitted by law. We do not warrant uninterrupted operation or a particular insurance outcome. To the fullest extent permitted by law, Ever Life Quotes is not liable for indirect, incidental, or consequential damages arising from use of the site.

Changes

We may update these terms. Continued use after an update means you accept the revised terms.